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More Questions than answers? Check our link to http://ArizonaShortSaleHomes.com for info on short sale vs foreclosure.
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Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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Here is what First Time Buyer, Ashley had to say about her first time home buying experience, “they walked me through every step of the way... "Ashley from Surprise" Read Quote >
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Compare
three mortgages at one time. Download TripleCalc now. It's
free.
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Mortgage Companies Bank of America - Jason ServaisI have a wide range of mortgage choices, competitive rates, flexible terms & conditions, as well as online tools. Find Out More >
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Real Estate Resources:
Special Offers - Special offers for Phoenix, Glendale and Surprise homeowners from Peggy Elias.
Affiliates - Peggy Elias' real estate web site affiliates.
eNewsletter - Peggy Elias'Phoenix, Glendale and Surprise newsletter email will send you the latest real estate information.
Today's Real Estate News - Daily real estate news for this neighborhood, Arizona, and United States.
Market Conditions Report - Market conditions report for this area, Arizona, and United States.
Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.
How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.
Determine Tax Savings - Calculate how much your monthly Phoenix, Glendale and SurpriseArizona mortgage payments save you on your taxes because of loan interest.
Should You Rent or Buy? - Is it better to rent a home in Arizona or buy your own Phoenix, Glendale and Surprise house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages - Adjustable rate Phoenix, Glendale and Surprise mortgages information and interest rate java calculator.
What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Arizona real estate.
Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.
Ask Anything - Ask Peggy Elias anything real estate.
NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.
Real Estate Tips - Peggy Elias' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.
Real Estate Trivia - Peggy Elias' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.
Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Phoenix, Glendale and Surprise property in Arizona, including legal terms definitions, and more.
Go to Main Sitemap - Main sitemap sections include Find Phoenix, Glendale and Surprise Homes, For Home Buyers, For Home Sellers, Phoenix, Glendale and Surprise Information, Real Estate Resources, and About Peggy Elias.

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Financing Your Home >New Loans
If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.
You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.
Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.
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| Q |
Which home is considered the ultimate in California craftsman-style architecture?
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| A |
Located in Pasadena, the Gamble House, built in 1908 by Charles and Henry Greene, is a National Historic Home open to visitors.
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See More Real Estate Trivia > |
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Peggy Elias Real Living Property for You 7337 W. Bell Rd Peoria AZ, 85382 Direct: 602-670-8496 Office: 623-435-0447 Fax: 623-505-9959 Email: peggyelias@NUMBER1EXPERT.com
I value my clients highly and take great pride in offering top-quality real estate services with a commitment to excellence.
Service with integrity and a smile!
Our success is due to our team effort working together for a common goal - helping you achieve your goal.
Buying or selling your home is a big decision, and I know you have a choice of Realtors. I would like to be your Arizona real estate agent of choice. I want to be the Arizona Realtor who becomes your trusted advisor not just for now, but for the future also....Please call today so that together, we can determine your unique situation and home buying or selling needs. I want to help you to make your move happen smoothly and with the confidence and knowledge that you have a top Arizona agent working with you.
You will find you save both time and money by working with an agent with the experience to negotiate a great deal on your new home. 


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