The Best Mortgage Calculators On the Web! Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 15 vs. 30 Yr Mortgages
Determining which mortgage term is right for you can be a challenge. With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Definitions
- Mortgage amount
- Original or expected balance for your mortgage.
- Interest rate
- Annual interest rate for your mortgage. Interest rates are generally lower for shorter term mortgages.
- Marginal tax rate
- This is your combined state and federal tax rate. This is used to calculate your potential income tax savings by deducting your mortgage interest.
- Monthly payment
- Monthly principal and interest payment (PI). Both 30 year and 15 year mortgages are shown.
- Total payments
- Total of all monthly payments over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
- Total interest
- Total of all interest paid over the full term of the mortgage. Both 30 year and 15 year mortgages are shown.
The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Home Inspections >Walk Through Woes
Buyers can be a little cranky on closing day if things go wrong during the walk-through inspection. For example, the sellers' dependable old dishwasher might stop midway through its cycle and the bathroom sink might clog unexpectedly. These situations can create anxiety for the buyers and sellers, but such problems are quite common and usually simple to resolve.
Most purchase agreements require that the major mechanical systems and the appliances being conveyed are in working order at the time of the closing. Defects are often discovered during the structural inspection, allowing the sellers plenty of time to have the repairs made. Occasionally there are last-minute breakdowns or defects that are not spotted until the walk-through inspection. In that case, an agreement can be made with the sellers at the closing to escrow funds for the repair or replacement of the items in question.
|
 |
| Q |
Where is the world's tallest apartment block?
|
| A |
The 100-story John Hancock Center in Chicago, Illinois is 1,127 feet high; floors 44 through 92 are residential.
|
 See More Real Estate Trivia > |
|
|
|
Peggy Elias
Century 21 Northwest
6630 W. Cactus Rd, B-113
Glendale, AZ 85304
Tel: 623-435-0447
Cell: 602 670-8496
Fax: 623-435-1350
Email: peggyelias@NUMBER1EXPERT.com
I value my clients highly and take great pride in offering top-quality real estate services with a commitment to excellence. I offer a guarantee of my services and the Century 21 "Buyer and Seller Service Pledge". Buying or selling your home is a big decision, and I know you have a choice of Realtors. I would like to be your Arizona real estate agent of choice. I want to be the Arizona Realtor who becomes your trusted advisor not just for now, but for the future also....Please call today so that together, we can determine your unique situation and home buying or selling needs. I want to help you to make your move happen smoothly and with the confidence and knowledge that you have a top Century 21 agent working with you. You will find you save both time and money by working with an agent with the experience to negotiate a great deal on your new home.   
www.ArizonaPhoenixRealEstate.com is brought to you by
Peggy Elias
NUMBER1EXPERT™ in real estate for
Phoenix, Glendale and Surprise, Arizona, first time buyers, move up buyers Read Peggy Elias'
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed. |
- NUMBER1EXPERT™ 
