Buying Your First Arizona Home? Peggy Elias is your Professional Guide and our buyer's agents are ready to help answer all your first time buyer questions for Arizona homes. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Phoenix, Glendale, Peoria, Litchfield Park, Goodyear, Laveen, Avondale, Buckeye, Waddell, Wittmann, Youngtown, Sun City and Surprise Realtor, it's my job to guide you, from beginning to end. 

I work with many first time buyers wanting to purchase Arizona BANK OWNED HOMES, Newly built homes, Resale Homes, Preforeclosure, HUD homes, and VA REO properties. Many times you will find real estate deals by working with an agent that is knowledgeable in the community and knows pricing. My most recent clients saved an average of $9,500.00 on their home purchase. Put experience to work for you with a full-time REO agent who is knowledgeable in bank owned homes, fix n flip homes, and renovation loan programs to help you save on your new home.  

I would love to help you with your home purchase in Arizona. I am here to walk you through the steps for buying a home in the Metro Phoenix area including Peoria, Goodyear, Buckeye, Laveen and North Phoenix areas. We can help answer your questions. I am not here to sell you on the home I think you need. I am here to show you the homes you want to see that are in your price range, in your location and with the amenities you need. My business is built around Customer Service.  

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

* How much can you really afford? 

* How to qualify for a mortgage. 

* How much cash you should put down. 

* How to buy a home with little or nothing down. 

* What it takes to get approved for financing. What banks and other financial institutions are looking for. 

* How much your payments will be. 

* The tax advantages of buying. 

* Is renting or buying better for you? 

If you are ready to start your first time home buying process, make sure you educate yourself on your options and don't just depend on the advice of others. For instance, first time home buyers are often entitled to special government funded mortgage programs that have low interest rates and low down payments. If you arm yourself with knowledge, you can explore all the options you have. 

It is recommended that you get a mortgage pre-approval before you go house hunting. Sellers today demand a pre-approval letter before they will accept your offer and it is a required part of the Arizona Purchase Contract. Pre-approval also gives a first time homebuyer a realistic idea of what they can afford to buy. 

What types of programs are available for first time home buyers?  

* FHA low-down programs 

* Seller contribution towards down payment 

* Lease-to-Own Programs in Metro Phoenix 

* Lease-to-Own Homes in Goodyear, Peoria, Phoenix, Surprise, Glendale, Tolleson, Avondale and other Metro Phoenix cities.  

* VA and FHA home loan programs in Arizona  

* VA Vendee Financing for low down and fix up homes. 

* Fix-up home 203k FHA renovation Loan Programs for Arizona 

* Officer-Next-Door Program - limited # of properties 

* Teacher-Next-Door Program - limited # of properties 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. One of the buyer's agents at my office will call you or email.  

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...